Privacy Policy

We greatly appreciate your interest in our company. Data protection is of particular importance to the management of Iberia Versicherungsmakler, SLU. The use of the Internet pages of Iberia Versicherungsmakler, SLU is possible without providing any personal data. However, if a data subject wishes to use special services of our company via our website, the processing of personal data could become necessary. If the processing of personal data is required and there is no legal basis for such processing, we generally obtain the consent of the data subject.

The processing of personal data, such as the name, address, email address, or telephone number of a data subject, is always carried out in compliance with the General Data Protection Regulation and in accordance with the country-specific data protection regulations applicable to Iberia Versicherungsmakler, SLU. With this privacy policy, we aim to inform the public about the type, scope, and purpose of the personal data we collect, use, and process. Furthermore, data subjects are informed of their rights through this privacy policy.

Iberia Versicherungsmakler, SLU, as the controller responsible for processing, has implemented numerous technical and organizational measures to ensure the most complete protection of personal data processed through this website. Nevertheless, internet-based data transmissions can generally have security gaps, so absolute protection cannot be guaranteed. For this reason, every data subject is free to transmit personal data to us via alternative means, such as by telephone.

1. Definitions
The privacy policy of Iberia Versicherungsmakler, SLU is based on the terminology used by the European legislator for the adoption of the General Data Protection Regulation (GDPR). Our privacy policy should be legible and understandable for the general public as well as for our customers and business partners. To ensure this, we would first like to explain the terminology used.

We use the following terms in this privacy policy:

a) Personal Data
Personal data means any information relating to an identified or identifiable natural person (“data subject”). An identifiable natural person is one who can be identified, directly or indirectly, particularly by reference to an identifier such as a name, an identification number, location data, an online identifier, or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural, or social identity of that natural person.

b) Data Subject
Data subject is any identified or identifiable natural person whose personal data is processed by the controller responsible for processing.

c) Processing
Processing is any operation or set of operations which is performed on personal data, whether or not by automated means, such as collection, recording, organization, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure, or destruction.

d) Restriction of Processing
Restriction of processing is the marking of stored personal data with the aim of limiting its processing in the future.

e) Profiling
Profiling means any form of automated processing of personal data consisting of the use of personal data to evaluate certain personal aspects relating to a natural person, in particular to analyze or predict aspects concerning that natural person’s performance at work, economic situation, health, personal preferences, interests, reliability, behavior, location, or movements.

f) Pseudonymization
Pseudonymization is the processing of personal data in such a way that the personal data can no longer be attributed to a specific data subject without the use of additional information, provided that such additional information is kept separately and is subject to technical and organizational measures to ensure that the personal data is not attributed to an identified or identifiable natural person.

g) Controller or Controller Responsible for Processing
Controller or controller responsible for processing is the natural or legal person, public authority, agency, or other body which, alone or jointly with others, determines the purposes and means of the processing of personal data. Where the purposes and means of such processing are determined by Union or Member State law, the controller or the specific criteria for its nomination may be provided for by Union or Member State law.

h) Processor
Processor is a natural or legal person, public authority, agency, or other body which processes personal data on behalf of the controller.

i) Recipient
Recipient is a natural or legal person, public authority, agency, or another body, to which the personal data is disclosed, whether a third party or not. However, public authorities that may receive personal data in the framework of a particular inquiry in accordance with Union or Member State law shall not be regarded as recipients.

j) Third Party
Third party is a natural or legal person, public authority, agency, or body other than the data subject, controller, processor, and persons who, under the direct authority of the controller or processor, are authorized to process personal data.

k) Consent
Consent of the data subject means any freely given, specific, informed, and unambiguous indication of the data subject’s wishes by which they, by a statement or by a clear affirmative action, signify agreement to the processing of personal data relating to them.

2. Name and Address of the Controller
Controller for the purposes of the General Data Protection Regulation, other data protection laws applicable in Member States of the European Union, and other provisions related to data protection is:

Iberia Versicherungsmakler, SLU
C.I.F.: B57724825
Gran Via Puig de Castellet, 1
07180 Santa Ponsa, Spain

Tel.: +34 971 69 90 96
Email: info@iberiaversicherungsmakler.com
Website: https://www.iberiaversicherungsmakler.com

3. Cookies
This website uses cookies. Cookies are text files that are stored in a computer system via an internet browser.

Cookies serve various purposes, including making the website more user-friendly. For instance, cookies can save a user’s login credentials so they don’t need to re-enter them on subsequent visits.

Data subjects can disable cookies through their internet browser settings. However, disabling cookies may result in the website not functioning optimally.

4. Collection of General Data and Information
The website of Iberia Versicherungsmakler, SLU collects a series of general data and information whenever a data subject or an automated system accesses the website. These general data and information are stored in the server log files. The collected data may include:

The browser types and versions used,
The operating system used by the accessing system,
The website from which an accessing system reaches our website (so-called referrers),
The sub-websites,
The date and time of access to the website,
An Internet Protocol (IP) address,
The Internet service provider of the accessing system, and
Any other similar data and information that may be used in the event of attacks on our information technology systems.
When using these general data and information, Iberia Versicherungsmakler, SLU does not draw any conclusions about the data subject. Instead, this information is needed to:

Deliver the content of our website correctly,
Optimize the content of our website as well as its advertising,
Ensure the long-term viability of our information technology systems and website technology, and
Provide law enforcement authorities with the information necessary for criminal prosecution in case of a cyberattack.
Therefore, Iberia Versicherungsmakler, SLU analyzes anonymously collected data and information statistically, with the aim of increasing data protection and data security within our enterprise, and to ensure an optimal level of protection for the personal data we process. The anonymous data of the server log files are stored separately from all personal data provided by a data subject.

5. Routine Erasure and Blocking of Personal Data
The controller shall process and store personal data of the data subject only for the period necessary to achieve the purpose of storage or as far as this is granted by the European legislator or other legislators in laws or regulations to which the controller is subject.

If the storage purpose is not applicable, or if a storage period prescribed by the European legislator or another competent legislator expires, the personal data are routinely blocked or erased in accordance with legal requirements.

6. Rights of the Data Subject
a) Right to Confirmation
Each data subject shall have the right granted by the European legislator to obtain from the controller the confirmation as to whether or not personal data concerning them are being processed. If a data subject wishes to avail themselves of this right, they may contact our data protection officer or another employee of the controller at any time.

b) Right to Access
Each data subject shall have the right granted by the European legislator to obtain free information about their personal data stored at any time and a copy of this information. Furthermore, the European legislator has granted the data subject access to the following information:

The purposes of processing,
The categories of personal data concerned,
The recipients or categories of recipients to whom the personal data have been or will be disclosed, in particular recipients in third countries or international organizations,
Where possible, the envisaged period for which the personal data will be stored, or, if not possible, the criteria used to determine that period,
The existence of the right to request rectification or erasure of personal data or restriction of processing of personal data concerning the data subject or to object to such processing,
The existence of the right to lodge a complaint with a supervisory authority,
Where the personal data are not collected from the data subject, any available information as to their source,
The existence of automated decision-making, including profiling, referred to in Article 22(1) and (4) of the GDPR, and, at least in those cases, meaningful information about the logic involved, as well as the significance and envisaged consequences of such processing for the data subject.
If a data subject wishes to exercise this right to access, they may contact our data protection officer or another employee of the controller at any time.

c) Right to Rectification
Each data subject shall have the right granted by the European legislator to obtain from the controller without undue delay the rectification of inaccurate personal data concerning them. If a data subject wishes to exercise this right to rectification, they may contact our data protection officer or another employee of the controller at any time.

d) Right to Erasure (“Right to be Forgotten”)
Each data subject shall have the right granted by the European legislator to obtain from the controller the erasure of personal data concerning them without undue delay, and the controller shall have the obligation to erase personal data without undue delay where one of the following grounds applies:

The personal data are no longer necessary in relation to the purposes for which they were collected or otherwise processed.
The data subject withdraws consent to which the processing is based according to Article 6(1)(a) GDPR or Article 9(2)(a) GDPR, and where there is no other legal ground for the processing.
The data subject objects to the processing pursuant to Article 21(1) GDPR, and there are no overriding legitimate grounds for the processing, or the data subject objects to the processing pursuant to Article 21(2) GDPR.
The personal data have been unlawfully processed.
The personal data must be erased for compliance with a legal obligation in Union or Member State law to which the controller is subject.
The personal data have been collected in relation to the offer of information society services referred to in Article 8(1) GDPR.
If a data subject wishes to request the erasure of personal data stored by Iberia Versicherungsmakler, SLU, they may contact our data protection officer or another employee of the controller at any time. The data protection officer of Iberia Versicherungsmakler, SLU or another employee shall promptly ensure that the erasure request is complied with immediately.

e) Right to Restriction of Processing
Each data subject shall have the right granted by the European legislator to obtain from the controller restriction of processing where one of the following applies:

The accuracy of the personal data is contested by the data subject, for a period enabling the controller to verify the accuracy of the personal data.
The processing is unlawful, and the data subject opposes the erasure of the personal data and requests instead the restriction of their use.
The controller no longer needs the personal data for the purposes of processing, but they are required by the data subject for the establishment, exercise, or defense of legal claims.
The data subject has objected to processing pursuant to Article 21(1) GDPR pending the verification whether the legitimate grounds of the controller override those of the data subject.
If one of the aforementioned conditions is met, and a data subject wishes to request the restriction of processing of personal data stored by Iberia Versicherungsmakler, SLU, they may contact our data protection officer or another employee of the controller at any time. The data protection officer of Iberia Versicherungsmakler, SLU or another employee will arrange the restriction of processing.

f) Right to Data Portability
Each data subject shall have the right granted by the European legislator to receive the personal data concerning them, which they have provided to a controller, in a structured, commonly used, and machine-readable format. They shall have the right to transmit those data to another controller without hindrance from the controller to which the personal data have been provided, as long as the processing is based on consent pursuant to Article 6(1)(a) GDPR or Article 9(2)(a) GDPR or on a contract pursuant to Article 6(1)(b) GDPR, and the processing is carried out by automated means, provided that the processing is not necessary for the performance of a task carried out in the public interest or in the exercise of official authority vested in the controller.

Furthermore, in exercising their right to data portability pursuant to Article 20(1) GDPR, the data subject shall have the right to have personal data transmitted directly from one controller to another, where technically feasible and when doing so does not adversely affect the rights and freedoms of others.

To assert the right to data portability, the data subject may at any time contact the data protection officer designated by Iberia Versicherungsmakler, SLU or another employee.

g) Right to Object
Each data subject shall have the right granted by the European legislator to object, on grounds relating to their particular situation, at any time, to the processing of personal data concerning them, which is based on Article 6(1)(e) or (f) GDPR. This also applies to profiling based on these provisions.

Iberia Versicherungsmakler, SLU shall no longer process the personal data in the event of the objection unless we can demonstrate compelling legitimate grounds for the processing which override the interests, rights, and freedoms of the data subject, or for the establishment, exercise, or defense of legal claims.

If Iberia Versicherungsmakler, SLU processes personal data for direct marketing purposes, the data subject shall have the right to object at any time to the processing of personal data concerning them for such marketing. This applies to profiling to the extent that it is related to such direct marketing. If the data subject objects to Iberia Versicherungsmakler, SLU to the processing for direct marketing purposes, Iberia Versicherungsmakler, SLU will no longer process the personal data for these purposes.

In addition, the data subject has the right, on grounds relating to their particular situation, to object to the processing of personal data concerning them by Iberia Versicherungsmakler, SLU for scientific or historical research purposes, or for statistical purposes pursuant to Article 89(1) GDPR, unless the processing is necessary for the performance of a task carried out for reasons of public interest.

To exercise the right to object, the data subject may directly contact the data protection officer of Iberia Versicherungsmakler, SLU or another employee.

h) Automated Individual Decision-Making, Including Profiling
Each data subject shall have the right granted by the European legislator not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning them or similarly significantly affects them, as long as the decision (1) is not necessary for entering into, or the performance of, a contract between the data subject and a data controller, or (2) is not authorized by Union or Member State law to which the controller is subject and which also lays down suitable measures to safeguard the data subject’s rights and freedoms and legitimate interests, or (3) is not based on the data subject’s explicit consent.

If the decision (1) is necessary for entering into, or the performance of, a contract between the data subject and a data controller, or (2) it is based on the data subject’s explicit consent, Iberia Versicherungsmakler, SLU shall implement suitable measures to safeguard the data subject’s rights and freedoms and legitimate interests, at least the right to obtain human intervention on the part of the controller, to express their point of view, and to contest the decision.

If the data subject wishes to exercise the rights concerning automated individual decision-making, they may contact our data protection officer or another employee of the controller at any time.

i) Right to Withdraw Data Protection Consent
Each data subject shall have the right granted by the European legislator to withdraw their consent to the processing of their personal data at any time.

If the data subject wishes to exercise the right to withdraw their consent, they may contact our data protection officer or another employee of the controller at any time.

7. Privacy Policy for the Use and Application of Google Analytics (with Anonymization Function)
The controller has integrated the Google Analytics component (with the anonymization function) into this website. Google Analytics is a web analytics service. Web analytics is the collection, gathering, and analysis of data about the behavior of visitors to websites. A web analytics service collects data about the website from which a data subject has come (the so-called referrer), which subpages were visited, or how often and for what duration a subpage was viewed. Web analytics are mainly used to optimize a website and for cost-benefit analysis of internet advertising.

Google Analytics
The controller uses the “_gat._anonymizeIp” feature in Google Analytics. This feature anonymizes the IP address of the user when accessing our website from a member state of the European Union or another party to the Agreement on the European Economic Area. The purpose of Google Analytics is to analyze visitor traffic on our website. Google uses the collected data and information to evaluate the usage of our website, to compile reports on website activity, and to provide other services related to internet usage.

Google Analytics places a cookie on the data subject’s IT system. This cookie allows Google to analyze the usage of our website. Through each visit to one of the individual pages of our website, which is operated by the controller and into which a Google Analytics component has been integrated, the web browser on the data subject’s IT system automatically submits data to Google for online analysis. During this process, Google becomes aware of personal data such as the IP address of the data subject.

The data subject may prevent the placement of cookies by configuring their web browser settings. Additionally, the data subject can prevent the collection of data generated by Google Analytics by downloading and installing a browser add-on from the following link: https://tools.google.com/dlpage/gaoptout.

For more information about Google’s privacy policy, please visit:

https://www.google.de/intl/en/policies/privacy/
http://www.google.com/analytics/terms/us.html.


8. Privacy Policy for the Use of Google AdWords
The controller has integrated Google AdWords into this website. Google AdWords is an internet advertising service that allows advertisers to display advertisements in Google’s search engine results and across the Google advertising network. If a user arrives on our website via a Google AdWords advertisement, a “conversion cookie” is placed on the data subject’s system. This cookie expires after 30 days and does not personally identify the user.

The conversion cookie tracks whether specific subpages (such as shopping carts in online stores) are accessed. The collected data and information are used by Google to create visitor statistics for our website, which helps evaluate the effectiveness of AdWords campaigns. Neither our company nor other Google AdWords advertisers receive information that identifies the user.

The data subject may prevent the storage of cookies by configuring their browser as described above. Additionally, the user can manage and deactivate interest-based ads via Google at: https://www.google.com/settings/ads.

For more information on Google AdWords and Google’s privacy policy, visit:
https://www.google.de/intl/en/policies/privacy/.

9. Legal Basis for Processing
Processing operations requiring consent are based on Article 6(1)(a) GDPR. Processing necessary for the performance of a contract or pre-contractual measures is based on Article 6(1)(b) GDPR. Processing required for compliance with a legal obligation is based on Article 6(1)(c) GDPR. Processing necessary to protect the vital interests of a data subject or another natural person is based on Article 6(1)(d) GDPR. Processing carried out for legitimate interests is based on Article 6(1)(f) GDPR, provided such interests are not overridden by the data subject’s rights.

10. Legitimate Interests Pursued by the Controller
Where processing is based on Article 6(1)(f) GDPR, our legitimate interest is the performance of our business activities in favor of the well-being of all our employees and shareholders.

11. Retention Period of Personal Data
The retention period for personal data depends on the applicable legal retention requirements. After the expiration of that period, the corresponding data are routinely deleted, provided they are no longer necessary for the fulfillment or initiation of a contract.

12. Provision of Personal Data as a Legal or Contractual Requirement
We clarify that the provision of personal data may be partially required by law (e.g., tax regulations) or result from contractual provisions (e.g., information about the contractual partner). In certain circumstances, it may be necessary for the data subject to provide personal data to conclude a contract. Failure to provide such data may result in the inability to conclude the contract.

Before providing personal data, the data subject may contact our data protection officer for clarification.

13. Automated Decision-Making
As a responsible organization, we do not use automatic decision-making or profiling.

14. Complaints and Updates
If you believe that we are not complying with data protection laws, you have the right to lodge a complaint with the Spanish Data Protection Authority (https://www.aepd.es).

This privacy notice may be updated periodically to reflect changes in our practices. Updates will be announced prominently on our website.

Last updated: December 19, 2019

15. Privacy Information on Third-Party Services
Facebook Pixel
This service collects and analyzes visitor interaction data to improve website usability.

Cookie Type: Third-party
Cookie Duration: 2 hours
Google Analytics
This service collects and analyzes visitor interaction data to improve website usability.

Cookie Type: Third-party
Cookie Duration: 2 years
Google Tag Manager
This service collects and analyzes visitor interaction data to improve website usability.

Cookie Type: Third-party
Cookie Duration: 10 minutes
Language Cookie
This cookie is associated with the WPML plugin for WordPress, storing language settings for the website.

Cookie Type: Persistent
Cookie Duration: 24 hours

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