Liability insurance

For Mallorca, Canary Islands, and mainland Spain

Liability insurance in Mallorca and Spain

Are you looking for powerful liability insurance at the best price?
As a leading German insurance broker in Spain (Mallorca, Menorca, Ibiza, Formentera, Tenerife, Gran Canaria, as well as the other Canary Islands and mainland Spain) we offer liability insurance from leading insurers such as Liberty, Allianz, and Zurich.

Since we do not only represent ONE insurance company, you enjoy a wide selection of insurers with IBERIA INSURANCE BROKER. We find the right solution for your needs.

Calculate premium now

In a few steps

Last Name

First Name

Callback number

I have read and understood the privacy policy of Iberia Insurance Broker

A lot of new things are happening in the world of insurance.

I would like to be informed about new products and services

Why choose Iberia Insurance Broker?

Customized rates and large selection

We work closely with various insurers to achieve the best special rates FOR YOU.

We are independent

We provide free and non-binding advice. We work with various insurers and ensure that you get the best insurance cover.

Always there for you

Excellent German-speaking Customer service, 24 hours, even on holidays.

The benefits of our liability insurance

Personal injury
Property damage (repair or replacement costs)
Financial losses as a result of personal or property damage (loss of earnings, use, or profit)
Including insurance for spouses and children
Including pet liability (dogs and cats)

More than just standard

At Iberia Insurance Broker, customers receive Iberia Service+. As a result, you receive more service that you don’t have to pay extra for or sign an extra contract. This includes:

Selection of insurance from over 10 different insurance companies
24-hour hotline - free of charge - Spain-wide
Personal advice on site
Cost-benefit analysis of old insurance policies with optimization suggestions
Consultation in your language

The benefits of a private liability insurance in Spain

A private liability insurance provides tailored protection against financial risks in everyday life, flexible solutions through renowned providers, and security in all areas of life, both private and professional.

Protection against financial risks in everyday life

A private liability insurance protects you from high costs due to mishaps, such as accidental damage to someone else's property. It ensures your financial stability in unexpected situations.

Individual solutions for your needs

The insurance offers tailored options, adapted to your personal needs. Thanks to cooperation with renowned providers such as Allianz, Generali, and Zurich, you receive flexible and comprehensive coverage.

Security in all areas of life

Whether private or professional – liability insurance provides reliable protection in every situation, ensuring you feel safe and worry-free.

Important Questions & Answers

Frequently asked questions about liability insurance:

DO I really need liability insurance in Spain?

Even though private liability insurance is not legally required, it is a wise decision. A small accident or mishap can quickly become expensive – whether damage to your rental apartment or an injury someone suffers at your place. Liability insurance gives you peace of mind, knowing you’re financially secured, no matter what happens.

AM I also covered abroad?

Many liability insurances in Spain offer worldwide coverage, allowing you to travel worry-free, whether on vacation or business trips. To ensure you always know how well you’re protected, we help you choose the appropriate conditions that also apply for stays abroad.

WHAT types of damages does liability insurance cover?

Whether you accidentally drop a friend’s phone or someone slips in your apartment – your liability insurance kicks in. It protects you from financial consequences when you unintentionally cause property or personal injury. You’re well-protected in everyday situations.

WHAT if my dog causes damage?

As a pet owner, we are particularly prepared for your needs. Many of our liability insurances offer special protection for pets, especially dogs. So if your four-legged friend causes an incident – whether during a walk or in your own garden – you’re on the safe side.

HOW much does liability insurance cost in Spain?

The costs for liability insurance are often lower than you think. Depending on the provider and scope of protection, you can be comprehensively insured for just a few euros a month. We help you find the right offer that suits both your budget and needs.

CAN I easily switch insurance companies?

Yes, and often, switching even brings benefits like cheaper rates. We support you in finding the best timing and conditions, ensuring the transition is smooth and rewarding.

DOES liability also cover damages in my rental apartment?

Sometimes it happens: A water stain on the wall or a broken window in your rental apartment. Some liability insurances offer protection for such cases. We are happy to advise you so that your insurance is prepared for these unexpected situations too.

Free service:

We review and optimize your existing insurance.

We take a close look at your current insurance policies and offer you tailor-made comparison offers from leading insurers like Allianz, Generali, Zurich, DKV and many more.

Whether you have had insurance for a long time or just want to ensure you have the best coverage at the best price – we are here for you. Together, we check your existing policies and compare them with the latest offers we have created for you.

Personal consultation

Would you like personal advice? Let us advise you without obligation. Provide us with your email address or phone number, and we will contact you promptly.