Personal Liability Insurance

Personal third party liability insurance

Even small causes can be expensive

Are you looking for a high-performance liability insurance at the lowest price?
As a leading German insurance broker in Spain (Majorca, Menorca, Ibiza, Formentera, Tenerife, Gran Canaria, as well as the rest of the Canary Islands and mainland Spain), we offer third-party liability insurance from leading insurers such as Liberty, Allianz and Zurich.

What Sets Us Apart for Liability Insurance in Spain

1. Lower Premiums:
Exclusive rates from top insurers. Save significantly when switching providers or optimizing your plan.

2. Expertise & Tailored Solutions:
Our specialized consultants ensure that your liability coverage perfectly fits your unique needs, whether personal or professional.

3. We speak your language:
Enjoy free, no-obligation consultations from English speaking experts.

Advice

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Services

What benefits does our liability insurance cover?

Personal damages
Material damages (Repair or replacement costs)
Financial losses caused by a personal or material damage (loss of earnings, downtime or lost profit)
Including insurance cover for spouse and children
Including pet owners liability insurance (dogs and cats)

SERVICE +

, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

Selection of insurance from more than 10 different insurance companies
24/7 hotline – free – Spain wide
personal consultation for the customer on spot
Cost-benefit analysis of the pension schemes with optimization suggestions
Advice in your language

Why Get Personal Liability Insurance in Spain
Life is full of surprises, and sometimes, even a simple mistake can lead to expensive consequences. Whether you accidentally break a valuable item in a rental property, or cause a small incident at work, these situations can be expensive.

Personalised liability insurance, is designed to fit your unique needs, no matter what you do or where you live in Spain. By partnering with trusted providers like Allianz, Generali, Zurich, and more, we make sure you have access to the best coverage out there. These partnerships allow us to offer insurance plans that are flexible, affordable, and comprehensive, so you can feel confident that you’re covered.

Whether you’re looking for personal coverage or professional liability insurance, we’ve got you covered. You can trust us to keep you protected when life throws the unexpected your way.

FAQ

FAQ

Personal Liability Insurance FAQs

DO I really need personal liability insurance in Spain?

While liability insurance isn’t legally required in Spain, it’s a smart choice. A small accident or mistake can lead to significant expenses—whether it’s damage to a rental property or someone getting hurt in your home. Liability insurance gives you peace of mind, knowing you’re financially protected, no matter what life throws your way.

AM I covered abroad as well?

Many liability insurance plans in Spain offer worldwide coverage, so you’re protected even when traveling for business or pleasure. We’re here to help you find the right policy that ensures you’re covered, wherever you are.

WHAT kind of damages does liability insurance cover?

Whether you accidentally drop a friend’s phone or someone gets injured at your place, your liability insurance has you covered. It protects you from the financial consequences of unintentional damage to someone’s property or injuries. You can face daily life confidently, knowing you have the right protection.

WHAT if my dog causes damage?

As a pet owner, we’ve got you covered. Many of our liability insurance options include special coverage for pets, especially dogs. So if your furry friend gets into trouble—whether during a walk or in your garden—you’re still protected.

HOW much does liability insurance cost in Spain?

Liability insurance is often more affordable than you might expect. Depending on the provider and coverage, you can be well-protected for just a few euros a month. We’ll help you find the best plan that fits both your budget and your needs.

CAN I easily switch insurance providers?

Yes, and switching can often lead to better rates. We’ll guide you through the process, ensuring the transition is smooth and helps you take advantage of better terms and pricing.

DOES liability insurance cover damages to my rental property?

Accidents happen—whether it’s a water stain on the wall or a broken window in your rental. Some liability insurance policies do cover such situations. We’re happy to advise you and ensure your policy is prepared to handle these unexpected issues.

Get the best policies and rates here.

Iberia Insurance Broker reviews your existing insurance policies and provides you with comparative offers from various insurers including Allianz, Liberty, Zurich, DKV, and many more. With our headquarters in Mallorca and specialists throughout Spain, we are always on hand to offer you advice that saves you money.

We speak your language:
+34 971 69 90 96 - Telephone
+34 900 525 890 - free hotline 24/7
info@iberiainsurancebrokers.co.uk