Commercial Insurance & Third Party Liability

a necessary protective measure for every company

Public liability insurance is one of the most important business insurances in Spain and is indispensable for most companies. In principle, the public liability insurance for each company is a necessary protective measure to meet legitimate claims of third parties or to be fended off by the insurer.

+34 900 525 890
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Request a quote

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Commercial Insurance & Third Party Liability
Details about the property
Do you want a building insurance?
Do you want a public liability?
Building Security
Is a burglar alarm system available?
Is a safe available?
Safety glass?
Further Safety
Do you wish a
Transport insurance?
Accident insurance for the employees?
Business interruption insurance?
Information about the company
Address of the company to be insured
Would you like to provide further information?
Privacy Policy
A lot is going on in the insurance industry right now.
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Iberia Insurance Brokers

toll-free Hotline
+34 900 525 890
info@iberiainsurancebrokers.co.uk

Commercial Insurance & Third Party Liability

a necessary protective measure for every company

Public liability insurance is one of the most important business insurances in Spain and is indispensable for most companies. In principle, the public liability insurance for each company is a necessary protective measure to meet legitimate claims of third parties or to be fended off by the insurer.

+34 900 525 890
Call back
Request a quote

1 Step 1
Privacy Policy
reCaptcha v3
keyboard_arrow_leftPrevious
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1 Step 1
Commercial Insurance & Third Party Liability
Details about the property
Do you want a building insurance?
Do you want a public liability?
Building Security
Is a burglar alarm system available?
Is a safe available?
Safety glass?
Further Safety
Do you wish a
Transport insurance?
Accident insurance for the employees?
Business interruption insurance?
Information about the company
Address of the company to be insured
Would you like to provide further information?
Privacy Policy
A lot is going on in the insurance industry right now.
reCaptcha v3
keyboard_arrow_leftPrevious
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Iberia Insurance Brokers

toll-free Hotline
+34 900 525 890
info@iberiainsurancebrokers.co.uk

Commercial Insurance & Third Party Liability

a necessary protective measure for every company

+34 900 525 890
Call back
Request a quote

1 Step 1
Privacy Policy
reCaptcha v3
keyboard_arrow_leftPrevious
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1 Step 1
Commercial Insurance & Third Party Liability
Details about the property
Do you want a building insurance?
Do you want a public liability?
Building Security
Is a burglar alarm system available?
Is a safe available?
Safety glass?
Further Safety
Do you wish a
Transport insurance?
Accident insurance for the employees?
Business interruption insurance?
Information about the company
Address of the company to be insured
Would you like to provide further information?
Privacy Policy
A lot is going on in the insurance industry right now.
reCaptcha v3
keyboard_arrow_leftPrevious
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Public liability insurance is one of the most important business insurances in Spain and is indispensable for most companies. In principle, the public liability insurance for each company is a necessary protective measure to meet legitimate claims of third parties or to be fended off by the insurer.

Iberia Insurance Brokers

toll-free Hotline
+34 900 525 890
info@iberiainsurancebrokers.co.uk

Most companies have no alternative to taking out liability insurance. In every business activity there is the risk of causing accidental material damage or personal injury. In Spain such claims are covered by public liability insurance.

The company is in principle liable, with all its assets, for any claim caused by the business owner or any employee.

The indemnity claims arising from liability claims can threaten the existence of small and medium-sized enterprises. This mainly concerns personal injuries, where the indemnity claim can reach several millions. In such events, the public liability insurance covers the demands put forward and protects the business from financial risks.

  • Personal injuries
  • Material damages (repair or replacement costs)
  • Financial losses resulting from a claim of personal injuries or material damages

Liability insurance covers claims which are caused by you as an entrepreneur or one of your employees to a third party (personal injuries) or to its assets (material damages).

For instance, if an employee of a painting and decorating firm damages a valuable porcelain vase, the owner of the business is liable to compensate the owner. The liability insurer will assume the responsibility of verifying the validity of claims, protecting you against invalid demands and pay justified claims.

Furthermore, the liability insurance will cover financial loss as a consequence of a valid personal injury or material damage claim. This could be the case for example if there is a loss of income due to personal injury.

The whole staff that acts in the name or by order of your company is insured through the liability insurance. The determining condition is that these persons carry out business activities on behalf of the company.

The liability insurance cover is in generally limited to the territory of Spain (including the Balearic and Canary Islands).

When choosing the insurance sum for the liability insurance policy, the biggest possible claim should be taken as your benchmark. Especially in the case of personal injury, a sufficient insurance sum is crucial.

Depending on the type of claim, the indemnity amount can be very high. Therefore, it is important to find an adequate insurance limit, when taking out the insurance policy.

serviceplus, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

  • Selection of insurance from more than 10 different insurance companies
  • 24/7 hotline – free – Spain wide
  • personal consultation for the customer on spot
  • Cost-benefit analysis of the pension schemes with optimization suggestions
  • Advice in your language
Request a quote
1 Step 1
Commercial Insurance & Third Party Liability
Details about the property
Do you want a building insurance?
Do you want a public liability?
Building Security
Is a burglar alarm system available?
Is a safe available?
Safety glass?
Further Safety
Do you wish a
Transport insurance?
Accident insurance for the employees?
Business interruption insurance?
Information about the company
Address of the company to be insured
Would you like to provide further information?
Privacy Policy
A lot is going on in the insurance industry right now.
reCaptcha v3
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right

Most companies have no alternative to taking out liability insurance. In every business activity there is the risk of causing accidental material damage or personal injury. In Spain such claims are covered by public liability insurance.

The company is in principle liable, with all its assets, for any claim caused by the business owner or any employee.

The indemnity claims arising from liability claims can threaten the existence of small and medium-sized enterprises. This mainly concerns personal injuries, where the indemnity claim can reach several millions. In such events, the public liability insurance covers the demands put forward and protects the business from financial risks.

  • Personal injuries
  • Material damages (repair or replacement costs)
  • Financial losses resulting from a claim of personal injuries or material damages

Liability insurance covers claims which are caused by you as an entrepreneur or one of your employees to a third party (personal injuries) or to its assets (material damages).

For instance, if an employee of a painting and decorating firm damages a valuable porcelain vase, the owner of the business is liable to compensate the owner. The liability insurer will assume the responsibility of verifying the validity of claims, protecting you against invalid demands and pay justified claims.

Furthermore, the liability insurance will cover financial loss as a consequence of a valid personal injury or material damage claim. This could be the case for example if there is a loss of income due to personal injury.

The whole staff that acts in the name or by order of your company is insured through the liability insurance. The determining condition is that these persons carry out business activities on behalf of the company.

The liability insurance cover is in generally limited to the territory of Spain (including the Balearic and Canary Islands).

When choosing the insurance sum for the liability insurance policy, the biggest possible claim should be taken as your benchmark. Especially in the case of personal injury, a sufficient insurance sum is crucial.

Depending on the type of claim, the indemnity amount can be very high. Therefore, it is important to find an adequate insurance limit, when taking out the insurance policy.

serviceplus, more than just standard

At Iberia insurance brokers customers receive an Iberia Service+. But what does that mean? It’s very simple, our customers are worth a lot to us, and so we want to offer our customers more service through the standard insurance service. Service for which no one of our customers has to pay extra or has to conclude an extra contract – just our service for you.

  • Selection of insurance from more than 10 different insurance companies
  • 24/7 hotline – free – Spain wide
  • personal consultation for the customer on spot
  • Cost-benefit analysis of the pension schemes with optimization suggestions
  • Advice in your language
Request a quote
1 Step 1
Commercial Insurance & Third Party Liability
Details about the property
Do you want a building insurance?
Do you want a public liability?
Building Security
Is a burglar alarm system available?
Is a safe available?
Safety glass?
Further Safety
Do you wish a
Transport insurance?
Accident insurance for the employees?
Business interruption insurance?
Information about the company
Address of the company to be insured
Would you like to provide further information?
Privacy Policy
A lot is going on in the insurance industry right now.
reCaptcha v3
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right

Other interesting insurances

As an insurance broker of your trust, we offer a wide range of complementary insurance policies to provide you with comprehensive insurance cover.

Private health insurance

Optimally insured at the highest level worldwide

Request a quote

Car insurance

comprehensive protection for individually favorable conditions

Request a quote

Homeowners and contents insurance

in Spain is often better and more extensive than in other European countries

Request a quote

Boat and yacht insurance

Tailor-made concepts for every need

Request a quote

Private health insurance

Optimally insured at the highest level worldwide

Request a quote

Car insurance

comprehensive protection for individually favorable conditions

Request a quote

Homeowners and contents insurance

in Spain is often better and more extensive than in other European countries

Request a quote

Boat and yacht insurance

Tailor-made concepts for every need

Request a quote
Iberia Insurance Brokers

toll-free Hotline
+34 900 525 890 info@iberiainsurancebrokers.co.uk

MAIN OFFICE SANTA PONSA

Gran Via Puig de Castellet, 1
07180 Santa Ponsa
T. +34 971 69 90 96

OFFICE CAMPOS

Carretera Palma-Campos, km 36
07630 Campos
T. +34 971 160 512

OFFICE MAIORIS

Carretera Cabo Blanco km 6
Centro Comercial Maioris Decima
Local 23
07609 Maioris
T. +34 971 69 90 96

OFFICE TENERIFFA

+34 922 971 789

OFFICE GRAN CANARIA

+34 828 128 892

Iberia Insurance Brokers

toll-free Hotline
+34 900 525 890
info@iberiainsurancebrokers.co.uk

MAIN OFFICE SANTA PONSA

Gran Via Puig de Castellet, 1
07180 Santa Ponsa
T. +34 971 69 90 96

OFFICE CAMPOS

Carretera Palma-Campos, km 36
07630 Campos
T. +34 971 160 512

OFFICE MAIORIS

Carretera Cabo Blanco km 6
Centro Comercial Maioris Decima
Local 23
07609 Maioris
T. +34 971 69 90 96

OFFICE TENERIFFA

+34 922 971 789

OFFICE GRAN CANARIA

+34 828 128 892

Iberia Insurance Brokers

toll-free Hotline
+34 900 525 890 info@iberiainsurancebrokers.co.uk

MAIN OFFICE SANTA PONSA

Gran Via Puig de Castellet, 1
07180 Santa Ponsa
T. +34 971 69 90 96

OFFICE CAMPOS

Carretera Palma-Campos, km 36
07630 Campos
T. +34 971 160 512

OFFICE MAIORIS

Carretera Cabo Blanco km 6
Centro Comercial Maioris Decima
Local 23
07609 Maioris
T. +34 971 69 90 96

OFFICE TENERIFFA

+34 922 971 789

OFFICE GRAN CANARIA

+34 828 128 892